Yes, Cleo AI: Budget & Build Credit collects personal data to provide tailored financial advice and services, but it prioritizes user privacy and security.

Cleo AI: Budget & Build Credit primarily requires an internet connection to access real-time data and insights, so offline use is limited.

Users can cancel their subscription through the app settings or by managing their subscription in the respective app store (iOS or Android) where they initially subscribed.

The subscription cost for Cleo AI: Budget & Build Credit varies based on the plan chosen, with options for monthly or annual payments, typically starting around $5 per month.